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Synthetic tri merge report for Mara Ellison. Read it before you choose a lender. Fictional data for training only.
XLE · 28,400 synthetic miles
RETAIL FINANCESynthetic training tax — not jurisdiction law. Intake values are pinned; F&I does not rewrite the Sales transaction.
70% of payment-spread present value at buy rate, capped at $1,800.00.
Prime · age ≤ 7 years · mileage ≤ 85,000 · financed $7,500.00–$65,000.00 · markup ≤ 2% · contract ≤ 8.49% · product cap $5,500.00
Financeable categories: service, gap, maintenance, tire, appearance, key, dent, windshield
60% of payment-spread present value at buy rate, capped at $2,200.00.
Prime, Near-prime · age ≤ 12 years · mileage ≤ 130,000 · financed $5,000.00–$75,000.00 · markup ≤ 2% · contract ≤ 10.49% · product cap $6,500.00
Financeable categories: service, gap, maintenance, tire, appearance, key, dent, windshield
Flat fee $425.00, capped at $425.00.
Prime · age ≤ 5 years · mileage ≤ 55,000 · financed $10,000.00–$55,000.00 · markup ≤ 0% · contract ≤ 6.125% · product cap $3,500.00
Financeable categories: service, maintenance, key
Term is outside program limits.
Contract APR violates buy rate, markup, or contract-rate limits.
Your training, your progress, your next opportunity.
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Saved, unfinished deals appear here after you sign in and work on a scenario.
5 qualifying deals across 2 different scenarios, with an average practice score of at least 80. Reading alone does not unlock a level.
Prefer instruction first? Open Guided Deal Training from the navigation.
Receive a first-time buyer, investigate the invoice and callback, and build a sustainable first pencil.
The trade loan exceeds its cash value. Compare collateral and reserve rules before presenting a replacement.
An expensive truck and substantial negative equity require a full-transaction decision, not a front-gross reflex.